Florida Private Lender  ·  First-Lien Only

Private Capital for
Florida Investment
Real Estate

Direct lending decisions, disciplined leverage, and dependable closings — for investors and mortgage professionals who can't afford delays.

Submit a Deal
80% Max LTV
$3MM Max Loan Size
6–12 Month Terms
Same Day Typical Response
Loan Programs

What We Fund

Fix & Flip

Short-term purchase and renovation financing for residential investment properties across Florida.

Rental Property

Bridge and acquisition financing for stabilized or transitional rental assets.

Bridge Loans

Short-duration capital to bridge timing gaps between acquisition, renovation, and exit.

Purchase Financing

Fast, reliable purchase money financing for investors who need certainty to close.

Refinance

Cash-out or rate/term refinancing on existing investment properties in Florida.

Lending Criteria

Loan Parameters

  • Lien PositionFirst-Lien Only
  • Maximum LTVUp to 80%
  • Loan Size$100K – $3MM
  • Loan Term6 – 12 Months
  • GeographyFlorida Only
  • Property TypeInvestment Properties
  • Borrower EntityEntity Borrowers Preferred
  • ClosingsFast Closings Available

Why brokers rely on Sunhaven

We make direct lending decisions — no committees, no slow institutional processes. When timing and certainty matter, we deliver.

  • Same business day responses on deal submissions
  • Direct communication with decision-makers
  • Consistent capital partner for repeat business
  • Disciplined underwriting, no surprises at closing
  • Florida investment properties exclusively
Get Started

How to Submit a Deal

Email deal submissions directly to our team. Include the following for fastest review:

  1. Property address and brief description
  2. Purchase price (if applicable)
  3. Loan amount requested
  4. Estimated property value (ARV if renovation)
  5. Borrower experience summary
  6. Expected closing timeline

Ready to submit?

Send deal submissions directly to our team. We respond the same business day — typically within hours during business hours.

Same business day response
About Us

Florida-Focused.
Direct. Dependable.

Sunhaven Capital is a Florida-focused private lender providing first-lien financing for residential investment properties. We work directly with investors and mortgage professionals to deliver dependable executions and responsive closing timelines.

Our objective is simple: be a consistent capital partner brokers and borrowers can rely on when timing and certainty matter most. We cut through institutional complexity so deals move at the speed the market demands.

"Direct lending decisions. Reliable execution. Florida investment properties only."

  • Our Approach
    Direct lending decisions with no institutional committee delays — you work with decision-makers from day one.
  • Our Market
    Exclusively Florida investment properties. Deep local knowledge means smarter underwriting and faster answers.
  • Our Standard
    First-lien position only. Disciplined leverage up to 80% LTV. No surprises — just consistent, reliable execution.
  • Our Speed
    Same business day responses. Fast closings available. Built for investors who operate in competitive markets.

Fix & Flip Loans